Private-credit flexibility.
Bank-level pricing.
Specialist credit solutions for business owners, property developers and commercial property buyers facing urgent settlements, funding shortfalls or complex structures.
Fast turnaround time
Streamlined documentation
Credit-led assessment
Access to bank, non-bank andprivate credit pathways
FEATURED SOLUTION
Business Owner Credit
Variable rate from
6.3% CPR (6.5%)
Tumaround time
within 5 business days
Max loan
$3m
Max LVR
80%
Loan term
from 30 years
Loan purpose
Purchase / cash out / refinance
Age limitation
None
WHEN STANDARD LENDING STOPS WORKING
A strong transaction may simply need a different credit approach.
188SME helps commercially viable transactions move forward when timing, structure or funding limits create obstacles.
Buy Commerclal Property
Rolease Equity
Fund a Development
Funding Shortall
Urgent Settlement
Complex Structure
SELECTED FUNDING PATHWAYS
Flexible finance.
Built around the transaction.
Business Owner Credit
Variable rate from
6.3% CPR (6.5%)
Max loan
$12mCash out
$3mMax LVR
80%Loan term
from 30 yearsLoan purpose
Purchase / cash aut/ refinanceAge limitation
NoneApplication fee
Max at $990Legal fee
At cost (est. below $800)Valuation fee
At cast (below $1000)Development Funding
Variable rate from
6.89%
Max loan
$20mMax LVR
80%Loan term
1-5yearsApplication fee
Max at 2%Commercial Property Funding
Variable rate from
6.5%
Max loan
$15mMax LVR
75%Loan term
15-30yearsCash out available
YesApplication fee
Max at 0.55%Valuation fee
Max at $2000WHY 188SME
Credit-led.
Access to the right capital
We identify the most sutiable bank, non-bank or private credit pathway for the deal.
Structure for today and tomorrow
We structure the transaction to solve today's need while protecting future borrowing capacity.
We're here to support you
Sydney
101/16-20 Edgeworth David Ave
Hornsby NSW 2077
Brisbane
Office E/242 Mains Rd
Sunnybank QLD 4109
Perth
1B/16 Yampi Way
Willetton WA 6155
188SME helps self-employed Australions, business owners
and property clients access the right finance with less friction
and more possibiities.